CPA – Your Local Bank in Algeria

CPA Mastercard Platinum – A Luxurious Payment Card with Exclusive Benefits

Enjoy exclusive benefits and a luxurious payment experience.

Privilege, luxury, prestige and enhanced security – all in one card.

Enjoy exceptional services that match your status.

The CPA Mastercard Platinum is a high-end payment card reserved for individuals who hold a foreign currency account with a minimum balance of €8,000.

The CPA Mastercard Platinum allows you to make payments and withdrawals internationally and is also equipped with 'contactless' functionality.

What is the Mastercard Platinum card?

The CPA Mastercard Platinum card is a convenient, reliable, and secure payment and withdrawal tool, for the exclusive use of the cardholder, and can only be used abroad.

What can you do with a Mastercard Platinum card?

The Mastercard Platinum card allows its holder to:

- Withdraw cash from automated teller machines and bank operated machines (ATMs) displaying the "Mastercard" logo.

- Pay for goods and/or services online at merchant websites that accept the CPA/Mastercard « Platinum » as a payment method.

- Make payments at merchants or service providers equipped with electronic payment terminals (EPT’s) displaying the "Mastercard" brand or logo.

How does the CPA Mastercard Platinum work?

The CPA Mastercard Platinum is a means of payment abroad, offering high withdrawal and payment limits.

Crédit Populaire d'Algérie issues the CPA Platinum Mastercard® to private individuals who hold:

• A Personal Foreign Currency Account
• Exporters’ Foreign Currency Accounts

Eligibility terms:

The CPA/Mastercard® 'PLATINUM' card is linked to:

- A foreign currency account with a minimum balance of €8,000

- A dinar account with a minimum balance of 200,000 dinars.

Travel with peace of mind using your CPA Mastercard Platinum:

When using your card, you can benefit from:

1/Associated Benefits:

• TRAVEL PASS:

Access the Mastercard TRAVEL PASS mobile app (which offers lounge access) via Google Play or the App Store. This app allows you to access the airport VIP lounge.

• Priceless

An exclusive programme offering unique experiences and special benefits in various areas. For more information and to register, visit priceless.com.

- Benefit from discounts on flights and hotel bookings with any airline or hotel.

- Get preferential rates and discounts on car rentals

- Access special deals and discounts on van and luxury car rentals

- Benefit from exclusive offers and discounts on chauffeur-driven car services

- Make luxury bookings with chauffeur services

- Benefit from purchase security and protection with Mastercard, guaranteed by purchase insurance in case of loss or damage.

Pricing terms

• Pricing : The pricing terms applicable to this product are set by the bank's general terms and conditions.
• Membership commission:

The card is issued upon payment of an annual membership fee :

- Customers: 17,000 DZD per year (excluding tax)

This commission is deducted from the dinar account.

Card Usage:

• Card activation: Free
• Balance inquiry: Free
• PIN mailer reissue: Free

Cash withdrawals via ATM/EPT (cash advance):

• < 100€: commission = 1000 DZD
• ≥ 100€: commission = 2000 DZD

Payments and reimbursement via EPT/Contactless/Online:

- For customers:

• < 50€: 100 DZD
• Between 50€ and 1500€: 500 DZD
• > 1500€: 1,000 DZD

- Chargeback processing:

• Unjustified: 1,000 DZD/ per unjustified claim
• Justified: Free

- opposition/blocking: Free

- Internet banking access: Free

The CPA Platinum Mastercard® is issued by Crédit Populaire d'Algérie to private individuals holding:

• A Personal Foreign Currency Account
• An Exporters’ Foreign Currency Account

Access terms:

The CPA/Mastercard 'PLATINUM' card is linked to:

• A foreign currency account with a minimum balance of €8,000
• A dinar account with a minimum balance of 200,000 dinars.

CPA Mastercard PLATINUM Card Limits:

• Payment Limit:

Number: 10 transactions/day

Amount: 3000 €/day

• Withdrawal Limit:

Number: 04 transactions/day

Amount: 600 €/day

• Contactless Payment Limit:

1/ Number: 10 transactions/day

Amount: 100 €/day

2/ Number: 50 transactions/month

Amount: 500 €/month

• Online Payment Limit:

Number: 10 transactions/day

Amount: 3000 €/day

If your CPA Mastercard is lost or stolen:

• Immediately report opposition by calling Mastercard's partner service at 0016 367 227 111, available 24/7. CPA also provides assistance at +213 23 570 770, which is available on working days from 08:30AM to 10:00PM, for card opposition or to request any other assistance related to your card.
• If you forget or lose your password : Please submit a PIN reissue request at your branch to reset your confidential code (PIN).
• If your Mastercard is retained by an ATM: It is safer to immediately oppose the card.
• If your card is blocked or damaged: Contact your branch to request a card replacement.
• If you suspect that your card's personal information (16-digit number and CVV) has been used fraudulently: We recommend informing your branch of any unauthorised transactions.

What you need to know:

Some ATM withdrawals abroad may incur the following fees:

• ATM access fees: These are fees charged for using ATMs abroad. Cardholders are notified on the ATM screen and must validate any additional service fees.
• Dynamic Currency Conversion Use Fees: These are fees for converting the transaction amount from the local currency to the cardholder's chosen currency.
• Before travelling abroad: To better prepare for your trip and find out more about ATMs or withdrawing money from a bank counter, visit www.mastercard.com. You will find practical information about the country you are planning to visit.
• Before making an online payment, make sure you are in a secure environment. Look for a padlock icon in the browser bar and ensure the URL begins with 'https://'.

What is an Islamic current account?

The Islamic current account for professionals and Enterprises is a deposit account intended to manage the client's various transactions within the scope of their professional activity.

For whom it is intended?

The Islamic current account is intended for professionals and micro, small and medium-sized enterprises (MSMEs).

What are the advantages of an Islamic current account?

The Islamic current account enables its holder to domiciliate their income and access all the products and services associated with this type of account. This account allows for:

• Cash deposits;
• Cheque collection;
• Received transfers;
• Cash or card withdrawals;
• Cheque or card payments;
• Execution of outgoing transfers.

IMPORTANT:

• This account must always show a credit balance and allow withdrawals within the available balance limit.
• It is a non-interest-bearing account.
• No restrictions on transaction amounts.

Documents required:

• A valid official identity document;
• Official document proving place of residence (use the same wording as that used for the check account).

Commissions and account operating fees:

The CPA will record the fees, commissions and deductions relating to transactions and commitments towards the CPA on the account within the limits of the costs of the services provided by the CPA.

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