Want to access your money whenever you like? Enjoy easy and quick access to your funds, and be free to spend as you wish?
Discover the CPA VISA Classic card, the perfect solution for you!
With the CPA VISA Classic card, you have a secure debit card that gives you access to your money 24h/24, 7d/7, with complete freedom.
Choose the CPA Visa Classic card to pay for purchases and make payments online or at Electronic Payment Terminals (EPTs), and withdraw cash from any Automated Teller Machine (ATM) connected to the VISA network.
CPA-issued VISA cards can be used worldwide.
What is a CPA VISA Classic card?
The CPA VISA card is a secure, personalised, immediate debit card for international use, equipped with contactless technology. The CPA VISA Classic card is an excellent means of payment and withdrawal that offers user comfort.
The Classic card is issued for a renewable period of three years.
Eligibility terms
To benefit from this product, clients must meet the following conditions:
- Hold a foreign currency account and a dinar account at the bank;
- Sign a contract.
Advantages of the card
With the CPA VISA Classic card, you can securely make online payments thanks to the OTP (One-Time Password) security and authentication system, which is a single-use code that allows you to pay for goods and services online with confidence and peace of mind, as well as:
- Make withdrawal and payment transactions 24h/24 and 7d/7;
- Check your account balance at ATMs;
- Receive SMS notifications on card transactions and account balance;
- Benefit from enhanced transaction security.
What is the OTP password?
The strong authentication process using one-time passwords (OTP) ensures the security of each transaction. For every online payment, you automatically receive a temporary password via SMS or email at the address associated with your card. This password is valid for a single transaction, which strengthens the protection of your personal information.
You can recognise merchants using the OTP system by the “Verified By Visa” logo displayed on their websites.
Online payment via OTP offers several advantages:
- Convenient: Avoid forgetting passwords and simplify online payments.
- Secure: Improves authentication and enhances the security of online payment transactions.
With the CPA VISA Classic card, we strive to offer you a seamless online payment experience that combines convenience and security.
Card features
VISA cards issued by CPA can be used worldwide.
Card cost
The annual fee for your CPA/VISA Classic card is set at 6,000 DZD per year. This fee is automatically debited from your dinar account.
Timeframe for obtaining the CPA/VISA card
The average timeframe for obtaining the CPA/VISA card is approximately fifteen days.
Validity of the CPA/VISA card
The CPA/VISA card is valid for three (03) years.
Replacement timeframe for a lost, stolen, or damaged card
The average replacement timeframe for a lost or stolen card is approximately fifteen days.
Receiving your CPA/VISA card
To receive your CPA/VISA card, please contact your local branch.
Payment and withdrawal limits
The pricing conditions applicable to the VISA Classic card are defined by the Bank’s general terms and conditions.
- Card activation = Free
- Balance inquiry = Free
- ATM withdrawal = 1,000 DZD per transaction
Payment via EPT / online / reimbursement:
- For clients: 500 DZD per transaction
- For CPA staff: Free
- PIN code reset is free
VISA Classic card limits
- Daily payment limit
- Amount: 700 EUR / Number: 06 transactions
- Daily withdrawal limit
- Amount: 500 EUR / Number: 04 transactions
- Daily online payment limit
- Amount: 700 EUR / Number: 06 transactions
- Contactless payment limit in EUR
- Number: 10 transactions/day
- Amount: 100 EUR
- Contactless payment limit in USD:
- Number: 10 transactions/day
- Amount: 110 USD
What you need to do:
If you need assistance related to the card, our Bank and our partner VISA provide a free telephone assistance service:
- VISA Card Opposition Centre available 7d/7 and 24h/24 by calling: 001 410 581 99 94 / 001 303 967 10 96 / 001 303 967 10 90.
- Monetary Call Centre at: +213 23 57 07 70 during working days from 08:30 to 16:30.