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SIHATI Insurance

Because nothing is more precious than your health, Crédit Populaire d’Algérie, in partnership with CAARAMA Assurance, is offering the first individual health insurance plan in Algeria: SIHATI.

SIHATI Insurance is the product you need. In the event of illness, SIHATI Insurance guarantees beneficiaries the coverage for expenses related to medical tests and imaging, specialist visits, hospitalisation, maternity care, and medical assistance. It also covers critical illnesses and death resulting from the insured person’s condition.

Who can benefit?

  • Employees or self-employed individuals.
  • People without social security coverage and their families (spouse and dependent children).
  • Individuals in liberal professions.

Subscription formulas:

To offer you tailor-made health insurance, Crédit Populaire d’Algérie has thought of every one of you and developed subscription formulas suitable for everyone:

IndividualPlan:

  • Age limit: 64 years.

Family Plan:

  • Family includes spouse (whether dependent on the insured or not) and dependent children as defined by Social Security.
  • Children under 18.
  • Application of the adult rate for dependent children over 18 years
  • Age limit for family members: 60 years.

Group Plan:

  • Maximum subscription age for group members: 64 years.
  • Minimum subscription age for adherent group members: 18 years.
  • Insured persons: adherent members, their spouses and dependent children under 18 years.
  • A group of at least 20 people.
  • “Credit” insurance.

Scope of coverage:

  • National territoriality.
  • Risks coverage relating to both private and professional life, as well as travel within the national territory.
  • 24/24H
  • Applies to the insured person, their spouse and dependent children.
  • Coverage up to the age of 65.
  • For residents of Algeria.

To meet the needs of all its clients, Crédit Populaire d’Algérie offers three packages under the “SIHATI” product, including:

  • “SILVER” Plan
  • “GOLD” Plan
  • “PLATINIUM” Plan

 

Why choose Sihati Insurance?

Sihati Insurance is a solution tailored to the needs of clients, seeking health coverage or wishing to supplement it. It provides optimal coverage and a wide range of health insurance benefits.

Whether subscribing individually, as a family, or as a group, it allows the insured to choose from the available plans.

With advantageous and customised rates, it enables policyholders to benefit from a third-party payment system across the entire country